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 We Have Your Kids Covered

From minor cuts and scrapes to major accidents, your kids need quality health insurance. Kids First is an affordable health care solution for your dependent children.

Benefits Include:

  • Preventive Care
  • Office Visits
  • Prescription Coverage
  • Accident Coverage
  • Hospital Service
  • Pediatric Vision and Dental Coverage (dependents through age 18)
  • Nationwide Coverage With First Health Network
  • Out-of-Pocket Maximums Include Deductible, Copays and Coinsurance

The Right Plan

Whether your child gets a cold once in awhile, or is allergic to multiple food groups, we offer plans to fit their needs.

More Affordable

More Comprehensive

Catastrophic Plan

A catastrophic plan is a high deductible health plan available for anyone under the age of 30. It’s an affordable health plan but does require certain restrictions. With a catastrophic health plan your first three visits to your primary care physician are available at no cost.

Details

Catastropic Plan Details

 Primary CareHospital Stay (inpatient and outpatient)Emergency Room
Catastrophic Plan (HDHP) 1st 3 visits $0 member cost share; subsequent visits 0% 0%  0%

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

 

Bronze Plans

A bronze plan is the most affordable, but does have a higher deductible. A bronze plan might be the right fit for those who don’t plan on using many medical services.

Catastropic Plan Details

 Primary CareHospital Stay (inpatient and outpatient)Emergency Room
Catastrophic Plan (HDHP) 1st 3 visits $0 member cost share; subsequent visits 0% 0%  0%

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

 

Bronze Plan Details

 Primary CareHospital Stay (inpatient and outpatient)Emergency Room
Bronze 6550 0% 0% 0%

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

Bronze 6500 1st 5 visits $45 40% 40%

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

 

Silver Plan

A silver plan falls right in the middle when it comes to coverage and expense. It features a fixed copay and might be a good choice for individuals and families who use a few basic health services, but don’t have any serious health problems.

Details

Silver Plan Details

 Primary CareHospital Stay (inpatient and outpatient)Emergency Room
Silver 3000 $30  30% 30%

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

Silver 3500 20%
20% 20%

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

Silver 4000 1st 3 visits $10 copay;
subsequent visits Deductible and Coinsurance
20% $450

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

 

Gold Plan

A gold plan does cost a little more, but it features lower deductibles and better out-of-pocket cost sharing. Gold plans can be used in conjunction with a Health Savings Account (HSA) plan. A gold plan might be a good fit for those who need to regularly see a physician and/or have health problems that require frequent attention.

Silver Plan Details

 Primary CareHospital Stay (inpatient and outpatient)Emergency Room
Silver 3000 $30  30% 30%

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

Silver 3500 20%
20% 20%

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

Silver 4000 1st 3 visits $10 copay;
subsequent visits Deductible and Coinsurance
20% $450

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

 

Gold Plan Details

 Primary CareHospital Stay (inpatient and outpatient)Emergency Room
Gold 1000 $20 20% $200

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

Gold 1500 $20  10% $150

Plan Details PDF Download

Summary of Benefits & Coverage (SBC) PDF Download

 

Dental/Vision Coverage

From regular dental cleanings to braces and even glasses, keeping your kids smiles and eyes healthy is important. We offer comprehensive Dental and Vision insurance to cover all your child’s needs.

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Find a Provider

Having a great pediatrician for your child is essential in helping your child grow up big and strong. We have a long list of experienced pediatricians who will work hard for you and your child.

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